An FHA loan is a government-insured loan with insurance provided by the Federal Housing Administration. FHA loan insurance is paid for by upfront mortgage insurance paid by the borrower and rolled into the loan amount as well as through annual mortgage insurance premiums paid by the borrower. While an FHA loan is geared toward first-time homebuyers, an FHA loan is often opted for by clients based upon their equity and down payment ability, their credit score and debt to income ratios. To learn about our FHA loan program please click here.
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