A jumbo loan is a loan that does not conform to the underwriting requirements of Fannie Mae and Freddie Mac or to government loan guidelines due to loan size. A jumbo loan, therefore, is a loan issued to be held on a lender’s loan portfolio and is generally capped to loan sizes of $2 million. A jumbo loan in excess of $2 million generally falls under a super jumbo loan program that is financed by private credit lines. To learn about our jumbo loan program please click here.